Is Capital Clean Care Insured?
Yes. Our house cleaning team is covered by commercial general liability insurance. Here are the insurer, the limits and the policy period, the difference between bonded and insured, and how to get a certificate of insurance for your building.
Quick answer
Are Capital Clean Care's house cleaners insured?
Yes. Our cleaning work is covered by a commercial general liability policy with Next Insurance US Company: $1,000,000 per occurrence and $1,000,000 in the general aggregate, for the policy period June 16, 2026 to June 16, 2027. You can get a certificate of insurance on request, including for your condo building, HOA or property manager.
Policy at a glance
Active- Insurer
- Next Insurance US Company
- NAIC code
- 16285
- Coverage
- Commercial General Liability (occurrence basis)
- Each occurrence
- $1,000,000
- Policy period
- June 16, 2026 to June 16, 2027
From our certificate of liability insurance dated June 16, 2026. The NAIC code identifies the insurance company with state regulators.
Coverage limits
Commercial general liability
General liability is the coverage building managers and property managers usually ask for. Ours is written on an occurrence basis, with these limits:
| Limit | Amount |
|---|---|
| Each occurrence | $1,000,000 |
| General aggregate | $1,000,000 |
| Products and completed operations aggregate | $1,000,000 |
| Personal and advertising injury | $1,000,000 |
| Damage to rented premises (each occurrence) | $100,000 |
| Medical expense (any one person) | $10,000 |
Contractors errors and omissions
The same policy also includes contractors errors and omissions coverage:
Each occurrence
$10,000
Aggregate
$20,000
Need a certificate of insurance?
Many condo buildings, HOAs and property managers ask for a certificate of insurance before a cleaning crew can come in. Tell us who the certificate should be issued to and we will send it before your visit.
- Contact us with the name of the building, HOA or company
- We request the certificate for that holder
- You or your building receive it before the visit
How to check that a cleaning company is insured
Whoever you hire, these three checks take a few minutes and tell you whether the coverage is real and current.
Ask for a certificate of insurance
A real company can send one quickly. A plain "yes, we're insured" is not proof.
Check the dates and the coverage
Look at the policy period, the type of coverage (general liability) and the limits.
Check the insurer
The certificate names the insurance company and its NAIC code, which identifies the insurer with state regulators.
What we keep off this page
To protect the business and the owner from fraud, a few details are shared only on the certificate we issue to you.
- Policy and certificate numbers
- The owner's personal details
- Street addresses
- The insurance agency's internal contact details
Other ways to check us
Insurance is one part of the picture. You can also check our BBB accreditation, our Google Local Services verification and our Google reviews.
Google VerifiedLocal Services Ads · view our Google profile
Insurance questions
This page summarizes our certificate of liability insurance for information only. It does not change, extend or replace the coverage, which is subject to all the terms, conditions and exclusions of the policy. Limits may be reduced by paid claims. Last reviewed .